Car Insurance
Car insurance: your personal protective shield on the road. It is not only a legal requirement, but also an intelligent investment in your safety and mobility. With tailor-made offers, we offer you optimal insurance cover so that you can enjoy your journey without worry and in style.
1
Extent of Coverage
Car insurance offers comprehensive protection for your vehicle against various risks, including accidents, theft, vandalism and natural events. It includes liability insurance, which covers damage to third parties, and comprehensive insurance, which covers damage to your own vehicle. It also offers optional additional services such as protection letters, passenger accident insurance and workshop service.
2
Legal Obligation
The legal obligation to have car insurance varies from country to country. In many countries, including Germany, it is a legal requirement to take out third-party vehicle insurance before a vehicle can be driven on public roads. Third-party vehicle insurance covers damage that the vehicle may cause to other people or property and serves to protect those injured in an accident. Violations of this obligation can lead to fines, penalties or, in the worst case, the vehicle being taken off the road.
3
Services in the Event of Damage
In the event of damage, the car insurance company will reimburse the costs incurred, depending on the type of insurance and the extent of the cover. With third-party vehicle insurance, the insurance company will cover the costs of damage caused to third parties by the insured vehicle. Comprehensive insurance also covers damage to your own vehicle, either through an accident, vandalism or theft. The amount of the reimbursement depends on the contractual conditions, the deductible and the amount of the damage. We would be happy to advise you on the options.
